Nationwide Loan Programs

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  • Nationwide Loan Programs

Nationwide Loan Programs

True No Doc Fix/Flip Funding 2.5 - 6 points

  • Up to 90% of Purchase and 100% of Rehab (within 65-70% ARV)
  • Closing in as little as 2 weeks on the first deal
  • No Tax Returns or Income Verification
  • No Asset Verification or Seasoning/Sourcing of Funds
  • Experienced Operators
  • No PPP
  • 2nd Liens Allowed
  • GAP Funding Allowed
  • 600 Credit Preferred
  • Brokers protected on the HUD

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True No Doc Rehab Loans

  • No DOC Rehab Loans:
  • Up to 90% of Purchase and 100% of Rehab (within 65-70% ARV)
  • Interest rates as low as 6.99%
  • Lender Points below 2.5 on all deals
  • Closing in as little as 2 weeks on the first deal
  • No Tax Returns or Income Verification
  • No Asset Verification or Seasoning/Sourcing of Funds
  • No Bank Statements
  • Experienced Operators
  • No PPP
  • 2nd Liens Allowed
  • GAP Funding Allowed
  • Brokers protected on the HUD

 

No Money Down Investor Fix/Flip Program, 65% ARV

10% Interest * 3 Lender Points * Points Rolled into Loan

Hard Money 2nd Mortgages, $100,000 Min!

Financing Residential & Commercial

EMD FUNDING

Commercial/Residential Properties Nationwide - request to be put on our Investor List !

Credit Base Funding.

Business loans for new and existing businesses. Cash loans or lines of credit for businesses and individuals. Get an estimate without affecting your credit score and pay nothing unless you get funded.

  • No minimum time in business (start-ups welcome)
  • Use funds for any purpose
  • Rates average 7-10 %
  • Fixed monthly payments
  • Approvals to $200,000 per individual
  • 680+ FICO score required

Additional Program Highlights.

Non-Prime/Recent Housing Event

  • Rates Starting In The Low 5's
  • Loans Up To $1 million (Over $1M Case by Case)
  • Credit Scores Down To 500 (Including Jumbo Loans)
  • Up to 85% LTV With No MI
  • Mortgage Lates Are OK
  • 100% Gift Funds Allowed
  • 5/1 ARM Or 30-year fixed
  • Seller Concessions To 6% (2% for investment)
  • DTI Up To 50% Considered
  • 1 Day Out Of Foreclosure, Short Sale, BK, DIL
  • Owner-occupied, 2nd homes, and Investment Properties
  • Non-Warrantable Condos Considered
  • No Pre-Pay Penalty For Owner-Occ And 2nd Homes
  • No Active Tradelines OK With Housing History
  • SFRs, Townhomes, Condos, 2-4 Units
  • Up To 100% Investor Concentration Allowed

Portfolio Select/Alt-A

  • Rates Starting In The 4's
  • Loans Up To $2 Million (Minimum $75,000)
  • Credit Scores Down To 640
  • Up to 90% LTV (No MI)
  • Cash Out For Reserves OK
  • Gift funds allowed
  • 5/1 ARM or 30-year fixed
  • Seller Concessions To 6% (2% For Investment)
  • 2 Years Seasoning For Foreclosure, Short Sale, BK, DIL
  • Owner-Occupied, 2nd Homes, And Investment Properties
  • Non-Warrantable Condos Considered
  • Interest Only Program Available
  • No Pre-Pay Penalty For Owner-Occ And 2nd Homes
  • SFRs, Townhomes, Condos, 2-4 Units
  • DTI up to 50% considered

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Bank Statement (Personal or Business)

  • No Tax Returns Required
  • 24 Months Bank Statements(Personal Or Business)
  • Loans Up To $2 Million (Minimum $150,000)
  • Credit scores down to 620
  • Rates Starting In The 5's
  • Personal To 90% LTV (No MI), Business To 80% LTV
  • 5/1 ARM or 30-year fixed
  • Seller Concessions To 6% (2% For Investment)
  • Bank Statement Deposits Used To Qualify
  • 2 Years Seasoning For Foreclosure, Short Sale, BK, DIL
  • Owner-Occ, 2nd Homes, And Investment Props
  • Non-Warrantable Condos Considered
  • Gift Funds Allowed
  • No Pre-Pay Penalty For Owner-Occ 2nd Homes
  • SFRs, Townhomes, Condos, 2-4 Units
  • DTI Above 35/43 Considered With 660+ Credit Score

Investor Cash Flow

  • No Personal Income Used To Qualify
  • Qualification Based On Property Cash Flow
  • Credit Scores Down To 660
  • Rates Starting In The Low 6's
  • Up to 75% LTV (Up To 80% NOO On Other Programs
  • No DTI Restrictions
  • 2 Years Seasoning, Foreclosure, Short Sales, BK, DIL
  • Must have Housing History And Own A Primary Home
  • No Limit On Number Of Properties Financed (5 With AOMS)
  • Loans Up To $1 Million (Minimum $75,000)
  • Seller Concessions To 2%

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Foreign National

  • Up To 75% LTV (Purchase OR Refinance)
  • No US Credit Required
  • Fewer Country Restrictions
  • DTI Up To 50% Considered
  • 5/1 ARM Or 30 Year Fixed
  • Minimum Loan Amount Down To $75,000
  • 12 Months Reserved Required
  • Non-Warrantable Condos Considered
  • SFRs, Townhomes, Condos, 2-4 Units
  • Loans Up To $750,000 (Higher Amounts Case By Case)
  • No SSN Or ITIN Required
  • Reserves Can Remain In Foreign Account

 

Why mess with a hard money first if you can secure a hard money second. Max combined LTV of 60%. Get the cash in hand that you need without touching your first mortgage with a lower rate. Minimum loan size is 100K on a hard money second.